Establishing business credit is essential for small businesses. It helps you to maintain a credit history that’s totally separate from your person credit, take advantage of the benefits of good business credit, and shows a separation between the business and the...
When it comes to credit-related questions, it can be hard to sort the good information from the bad. While some sites are dedicated to providing consumers with quality information, others are focused solely on selling their product. This can be especially troubling...
What is Credit Score and Credit Risk? Your credit score is a three digit number calculated from your credit report and it used to gauge liability when taking out a loan. It is used to determine if you will pay back your loans on time. The lower the credit score, the...
Though there are many paths to improve your credit they all lead to a single place: removing negative items from your credit report. While some consumers assume this is as simple as paying off negative items, doing so can actually have a negative effect in certain...
If your credit score has taken a dive over the last year or two, maybe it’s time to really get serious about taking the New Year and repairing your credit. It’s not as difficult as you might think and the benefits of upping your credit score are completely worth...
What a Credit Score is A credit score is issued by the credit reporting agency or by the lender. This number that is assigned to your credit is a scoring system that adds up the points of your good credit and subtracts the negative items that are found on your...
